Privacy Policy of MOSAIC

This Privacy Policy describes how your personal information is collected, used, and shared when you visit mosaicref.com (the “Site”) or make a purchase on it.

COLLECTED PERSONAL INFORMATION

When you visit the Site, we automatically collect certain information about your device, including information about your web browser, IP address, time zone, and some of the cookies installed on your device. Additionally, as you browse the Site, we collect information about the individual web pages or products you view, the websites or search terms that referred you to the Site, and information about how you interact with the Site. We refer to this automatically collected information as “Device Information.”

We collect Device Information using the following technologies:

COOKIES

Here is a list of cookies that we use. We have listed them here so you can choose whether to allow them or not.

_session_id: unique session identifier, allows Mosaic to store information related to your session (referrer, landing page, etc.).

_mosaic_visit: no data retained, persists for 30 minutes from the last visit. Used by the internal statistics tracking system of our website provider to record the number of visits.

_mosaic_uniq: no data retained, expires at midnight (based on visitor’s location) the following day. Calculates the number of visits to a store by a unique customer.

cart: unique identifier, persists for 2 weeks, stores information about your shopping cart.

_secure_session_id: unique session identifier

LOG FILES: Log files track Site activity and collect data such as your IP address, the type of browser you are using, your internet service provider, your referring and exit pages, and your timestamp information (date and time).

PIXELS: “Invisible pixels,” “tags,” and “pixels” are electronic files that record information about how you browse the Site.

When we use the term “Personal Information” in this Privacy Policy, we are referring to both Device Information and Order Information.

HOW WE USE YOUR PERSONAL INFORMATION

Generally, we use the collected Contact Information to process any request made through the Site. Additionally, we use this Information to:

  • Communicate with you.
  • Assess potential fraud or risks.
  • Provide you with information or advertisements about our products or services when it aligns with your preferences.


We use Device Information (especially your IP address) that we collect to assess potential fraud or risks and, more generally, to improve and optimize our Site (e.g., by generating analytics on how our customers browse and interact with the Site and evaluating the success of our advertising and marketing campaigns).

SHARING YOUR PERSONAL INFORMATION

We share your Personal Information with third parties who assist us in using it for the purposes described above. For example, we use XX to host our Site. We also use Google Analytics to better understand how our customers use the Site. To learn more about how Google uses your Personal Information, please visit the following page: https:// www.google.com/intl/en/policies/privacy/.

You can also opt-out of Google Analytics here: https://tools.google.com/dlpage/gaoptout. Additionally, we may share your Personal Information to comply with applicable laws and regulations, respond to a subpoena, search warrant, or other lawful request for information that we receive, or to protect our rights.

BEHAVIORAL ADVERTISING

As mentioned above, we use your Personal Information to provide you with targeted advertisements or marketing messages that we believe may be of interest to you. To learn more about how targeted advertising works, you can visit the Network Advertising Initiative (NAI) information page at http://www.networkadvertising.org/understandingonline-advertising/how-does-it-work.

You can opt-out of targeted advertising here:

COMMON OPT-OUT LINKS:

– FACEBOOK – https://www.facebook.com/settings/?tab=ads
– GOOGLE – https://www.google.com/settings/ads/anonymous
– BING – https://about.ads.microsoft.com/en-us/resources/policies/personalized-ads

Additionally, you can opt-out of some of these services by visiting the Digital Advertising Alliance’s opt-out portal at https://optout.aboutads.info/?c=3&lang=en.

DO NOT TRACK

Please note that we do not change our Site’s data collection and usage practices when we detect a “Do Not Track” signal on your browser.

YOUR RIGHTS

If you are a European resident, you have the right to access the personal information we hold about you and to request that it be corrected, updated, or deleted. If you wish to exercise this right, please contact us using the contact details provided below.

Also, if you are a European resident, note that we process your information to fulfill our contractual obligations to you (e.g., if you place an order on the Site) or for our legitimate business interests as listed above. Please also be aware that your information will be transferred outside of Europe, including to Canada and the United States.

DATA RETENTION

When you contact us through the Site, we retain the information from your message in our records unless and until you ask us to delete it.

MINORS

The Site is not intended for individuals under 18 years of age.

CHANGES

We may update this privacy policy from time to time to reflect, for example, changes toour practices or for other operational, legal, or regulatory reason s.

CONTACT US

For more information about our privacy practices, if you have questions, or if you would like to make a complaint, please contact us by email at admin@mosaicfin.com or by mail at the following address:

3, place des Eaux Vives, CH-1207 Geneva, Switzerland.