Financement Alternatif Immobilier​ par Mosaic - façades immeubles anciens luxueux à Paris.

Alternative Real Estate Financing

We structure alternative financing for real estate professionals in a large range of situations: acquisition, restructuring, development, refinancing or equity funding for tickets ranging between €2M and €50M. We cover a broad spectrum of the capital structure – equity or mezzanine loans in addition to banks or unitranche financing – and provide tailormade solutions that meet the most complex and specialized needs of our clients. We work with private property companies, developers or property dealers and cover all asset classes in France (residential, offices, retail, hotel, logistic, senior or student housing, co-living, parking).

In a context of a more restricted access to bank financing, we are positioning ourselves as a leading alternative for real estate players. Our ability to structure tailor-made and sophisticated financing within short timeframes makes it possible to meet the highest requirements of our professional clients. Our financings are typically secured with 1st or 2nd rank mortgages, security trust on project companies and corporate or personal guarantees.

Senior bank financing

In addition to private debt, we also offer advisory services in traditional bank financing. Whether you are a private REIT, a real estate developer or a property dealer, our team will advise you to secure the most attractive bank financing terms.

Over the years, we have established long-standing relationship with a large network of French, European and Swiss banks as well as local professional players. We advise on all types of residential and commercial real estate.

Financements bancaires seniors​ par Mosaic - entrée immeuble luxe quai de la Mégisserie à Paris
Missions en restructurations et situations spéciales​ Mosaic - Immeubles haussmanniens à Paris

Financing advice in restructuring and special situations

Our team has extensive experience advising on financing across the capital stack including in distressed scenarios. We real estate asset owners and developers in real estate driven bankruptcies such as debt defaults, foreclosures, and other special situations. We can achieve this through our expertise in real estate finance and our access to capital. Our services include identifying appropriate restructuring options, negotiating with all involved parties, and advising on new capital raise.

Recent work highlights include:

  • New shareholder equity capital raise for a real estate development company going through French chapter 11 process / real estate developer
  • Renegotiating of the senior debt on a prime residential portfolio / family office
  • Refinancing of a distressed mezzanine with a renowned private equity real estate player / developer & REIT
  • A variety of deep value special situations